Free Tools for
Mortgage Note Investors

Calculate yield, find your offer price, check LTV, compare notes side by side — all free, no signup required.

Start with the Yield Calculator →
No account needed  ·  Works in any browser  ·  Plain-English results
All Free Tools
Pick a tool and start calculating — every result comes with a plain-English explanation.
📈
Note Yield Calculator
Enter your purchase price and note terms to instantly see your annual yield, discount, and cents on the dollar.
Most Popular
💰
Offer Price Calculator
Know your target yield? Back-calculate exactly what to pay — plus a smart opening offer to start negotiations.
Investor Favorite
🛡️
LTV Safety Checker
Enter property value and UPB to see your loan-to-value ratio and safety cushion with a plain-English risk rating.
Free
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Note Comparison Tool
Compare two notes side by side — yield, discount, LTV — and get a clear recommendation on which to buy.
Free
🧮
Note Payment Calculator
Don't have the monthly payment? Calculate it from the UPB, interest rate, and remaining term in seconds.
Free
Due Diligence Checklist
Get a personalized checklist of every document and check you need before buying a performing or non-performing note.
Free
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Built for Note Investors, By a Note Investor
Every tool gives you the number and tells you what it means.
1

Enter Your Numbers

Fill in the note details — UPB, monthly payment, term, and your purchase price or target yield.

2

Get Instant Results

See your yield, discount, cents on the dollar, and LTV calculated instantly — no signup, no waiting.

3

Understand the Math

Every result includes a plain-English explanation and a verdict — so you always know what the numbers actually mean.

Why NoteInvestorsTools.com?

Most note investing calculators online are either buried inside paid memberships or built for note sellers — not buyers. These tools are built specifically for note investors: the people who need to price deals fast, compare notes side by side, and make confident offers. Every calculation is shown in plain English so you always understand what the numbers mean, not just what they are. Learn more about this site →

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